Online and In-store Financing

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It’s the card that fits your style and budget.

We designed the Ashley Advantage™ credit card so you can enjoy everything AshleyFurnitureHomeStore.com has to offer, plus these benefits:

  • Special financing online and in-store
  • No money down financing options
  • Quick application process
  • Convenient monthly payments
  • 24/7 account access
  • Secure online payments & ebill statements
  • For new accounts: Purchase APR is 29.99%; minimum interest charge is $2
  • Money-saving coupons & exclusive offers

Apply today and if approved, use the Ashley Advantage credit card to style your dream home.

Apply online or visit the nearest HomeStore and a Sales Associate will help guide you through the application process.

Ashley HomeStore Online Financing - Apply Now




SPECIAL ONLINE FINANCING OFFERS

No Interest if Paid in Full within 6 Months1 — Online and In-store
Can be combined with discount offers.
On purchases made with your Ashley Advantage credit card. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

1Offer applies only to single-receipt qualifying purchases with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date.  Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.



No Interest if Paid in Full within 12 Months2 — Online and In-store
Can be combined with discount offers.
On purchases made with your Ashley Advantage credit card. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. 

2Offer applies only to single-receipt qualifying purchases with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date.  Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.



No Interest if Paid in Full within 24 Months3 — Online and In-store
Cannot be combined with discount offers.
On purchases of $1500 or more made with your Ashley Advantage credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum monthly payments required.

3Offer applies only to single-receipt qualifying purchases with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date.  Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.



No Interest for 36 or 48 Months4 — Online and In-store
Cannot be combined with discount offers.
On purchases with your Ashley Advantage credit card. Equal monthly payments required for 36 or 48 months. Online: 36 Months minimum purchase amount is $1999; 48 Months is $2499. In-store: see Sales Associate for minimum purchase amount.

4Offer applies only to single-receipt qualifying purchases with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. Online financing cannot be combined, stacked or added to any other offers, discounts, clearances or sales. No interest will be charged on the promo purchase and equal monthly payments are required equal to initial promo purchase amount divided by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.



No Interest for 72 Months5 — In-store Featured
Cannot be combined with discount offers.
On in-store purchases made with your Ashley Advantage credit card through 6/6/2016. Equal monthly payments required for 72 months. Minimum purchase required. See store for details.

5Offer applies only to single-receipt qualifying purchases made at participating Ashley HomeStores with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. No interest will be charged on the promo purchase and equal monthly payments are required equal to initial promo purchase amount divided by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

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