Ashley Advantage™ Credit Card Online Financing & Lease-to-Own

No minimum purchase required for Ashley Advantage™ Synchrony credit card purchases.

No minimum purchase required for Ashley Advantage™ Synchrony credit card purchases. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required. Down payment, tax and delivery may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.

†††For Ashley Advantage™ Synchrony Accounts: Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99% as of 01/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. Down payment, tax and delivery may be required. See your local store for details.

If approved for the Ashley Advantage™ Credit Card, you'll be able to select a payment option that suits you. Apply Now.

$999 minimum online purchase required for Ashley Advantage™ card. Min purchase may vary in-store.

On online purchases of $999 or more made with your Ashley Advantage™ Synchrony credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required. Down payment, tax and delivery may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.

††For Ashley Advantage™ Synchrony Accounts: Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99% as of 01/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. Down payment, tax and delivery may be required on in-store purchases. See your local store for details

If approved for the Ashley Advantage™ Credit Card, you'll be able to select a payment option that suits you. Apply Now.

On online purchases of $1999 or more made with your Ashley Advantage™ Synchrony credit card. Fixed monthly payments required for 36 months.

‡†Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.2262% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Account APR is 29.99% as of 1/1/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

On in-store purchases made with your Ashley Advantage™ Synchrony credit card. 60 equal monthly payments required. Down payment, tax and delivery may be required required on in-store purchases.

^°Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Down payment may be required on in-store purchases. See sales associate for details. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.